The first step out of financial crisis.
A structured, technical analysis to understand whether there are – and what they are – real possibilities of tackling and resolving a crisis and/or over-indebtedness.
Every day that passes
can make the crisis worse.
Booking adebtor interview is not just a formality.
It is the opportunity to take control of your debt position before others decide for you.
The sooner the picture is reconstructed, the more options remain open.
Seizures, notices and credit reports start time limits running: acting in time leaves more choices.
Those in financial crisis often move between uncertainty, urgency and confusion.
They receive reminders, come under pressure and defend themselves day by day.
Thedebtor interview is the moment when everything is put in order:
the real picture is reconstructed, and it becomes clear what is recoverable, what is blocked, and what can be saved or must be given up.
It is not an informal meeting: it is a technical and legal analysis conducted methodically, designed to build, step by step, the best strategy for dealing with the crisis.
A complete assessment, beyond the numbers.
The interview includes:
Reconstruction of the personal/family/corporate position
Age, employment status, dependants, business regime, fixed costs, recent significant events.
Analysis of assets and liabilities
Income, cash, movable and immovable property,
and financial, tax and operating debts.
We identify what is held in your name, what is at stake and, therefore, what deserves to be protected.
Identifying the causes of the crisis
Fall in income, traumatic events, business difficulties, guarantees given, disorganised accounts.
Checking the personal and objective requirements
Eligibility for the procedures provided by the Business Crisis and Insolvency Code.
Assessment of admissibility, viability and practicability
Whether there is a reasonable scenario and a real prospect leading to discharge of debts.
Identifying the strategy and preparing the path
Out-of-court solution? Repayment plan? Composition with creditors? Restructuring? Liquidation? Discharge? Individual challenge? Urgent measures?
Who the debtor interview is for:
A clear picture. A direction.
At the end of the interview, a preliminary assessment is provided of:
- the legal eligibility for any procedures;
- the feasibility and sustainability of the proposal;
- the practical consequences and possible obstacles;
- the action to be taken immediately.
From this point on, you are no longer navigating blind.
The client has a plan. And a direction.
