{"id":774,"date":"2025-08-04T22:51:31","date_gmt":"2025-08-04T22:51:31","guid":{"rendered":"https:\/\/www.studiobarnaba.it\/?page_id=774"},"modified":"2026-10-17T18:40:51","modified_gmt":"2026-10-17T18:40:51","slug":"intervista-form","status":"publish","type":"page","link":"https:\/\/www.studiobarnaba.it\/en\/intervista-form\/","title":{"rendered":"Debtor Interview"},"content":{"rendered":"<div data-colibri-id=\"774-c1\" class=\"style-1383 style-local-774-c1 position-relative\">\n  <!---->\n  <div data-colibri-component=\"section\" data-colibri-id=\"774-c2\" id=\"features\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-1384 style-local-774-c2 position-relative\">\n    <!---->\n    <!---->\n    <div class=\"h-section-grid-container h-section-boxed-container\">\n      <div data-colibri-id=\"774-c14\" class=\"h-row-container gutters-row-lg-2 gutters-row-md-2 gutters-row-0 gutters-row-v-lg-2 gutters-row-v-md-2 gutters-row-v-2 style-1446 style-local-774-c14 position-relative\">\n        <!---->\n        <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-2 gutters-col-md-2 gutters-col-0 gutters-col-v-lg-2 gutters-col-v-md-2 gutters-col-v-2\">\n          <!---->\n          <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-1447-outer style-local-774-c15-outer\">\n            <div data-colibri-id=\"774-c15\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-1447 style-local-774-c15 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                <!---->\n                <div data-colibri-id=\"774-c16\" class=\"h-global-transition-all h-heading style-1448 style-local-774-c16 position-relative h-element\">\n                  <!---->\n                  <div class=\"h-heading__outer style-1448 style-local-774-c16\">\n                    <!---->\n                    <!---->\n                    <h4 class=\"\">The first step out of financial crisis.<\/h4>\n                  <\/div>\n                <\/div>\n                <div data-colibri-id=\"774-c17\" class=\"h-global-transition-all h-heading style-1449 style-local-774-c17 position-relative h-element\">\n                  <!---->\n                  <div class=\"h-heading__outer style-1449 style-local-774-c17\">\n                    <!---->\n                    <!---->\n                    <a href=\"https:\/\/www.studiobarnaba.it\/en\/intervista-form-2\/\" h-use-smooth-scroll=\"true\">\n                      <h2 class=\"\">DEBTOR INTERVIEW<\/h2>\n                    <\/a>\n                  <\/div>\n                <\/div>\n                <div data-colibri-id=\"774-c18\" class=\"h-lead h-text h-text-component style-1450 style-local-774-c18 position-relative h-element\">\n                  <!---->\n                  <!---->\n                  <div class=\"\">\n                    <p>A structured, technical analysis to understand whether there are \u2013 and what they are \u2013 real possibilities of tackling and resolving a crisis and\/or over-indebtedness.<\/p>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n      <div data-colibri-id=\"774-c3\" class=\"h-row-container gutters-row-lg-2 gutters-row-md-2 gutters-row-0 gutters-row-v-lg-2 gutters-row-v-md-2 gutters-row-v-2 style-1385 style-local-774-c3 position-relative\">\n        <!---->\n        <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-center align-items-md-center align-items-center gutters-col-lg-2 gutters-col-md-2 gutters-col-0 gutters-col-v-lg-2 gutters-col-v-md-2 gutters-col-v-2\">\n          <!---->\n          <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto align-self-lg-center align-self-md-center align-self-center style-1386-outer style-local-774-c4-outer\">\n            <div data-colibri-id=\"774-c4\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-1386 style-local-774-c4 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                <!---->\n                <div data-colibri-id=\"774-c5\" class=\"d-block style-1387 style-local-774-c5 position-relative h-element\">\n                  <!---->\n                  <div class=\"h-image__frame-container-outer\">\n                    <div class=\"h-image__frame-container\">\n                      <!---->\n                      <!---->\n                      <img decoding=\"async\" src=\"https:\/\/www.studiobarnaba.it\/wp-content\/uploads\/2025\/08\/cropped-pexels-charles-32499274-scaled-1-768x958.jpg\" class=\"style-1387-image style-local-774-c5-image\">\n                      <div class=\"h-image__frame style-1387-frameImage style-local-774-c5-frameImage\"><\/div>\n                    <\/div>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto align-self-lg-center align-self-md-center align-self-center style-1388-outer style-local-774-c6-outer\">\n            <div data-colibri-id=\"774-c6\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-3 h-px-md-3 h-px-3 v-inner-lg-3 v-inner-md-3 v-inner-3 style-1388 style-local-774-c6 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-center align-self-md-center align-self-center\">\n                <!---->\n                <div data-colibri-id=\"774-c7\" class=\"h-global-transition-all h-heading style-1389 style-local-774-c7 position-relative h-element\">\n                  <!---->\n                  <div class=\"h-heading__outer style-1389 style-local-774-c7\">\n                    <!---->\n                    <!---->\n                    <h3 class=\"\">Every day that passes\n                      <br>can make the crisis worse.\n                      <br>\n                      <br>Booking a<strong><u>debtor interview<\/u><\/strong> is not just a formality.\n                      <br>\n                      <br>It is the opportunity to take control of your debt position before others decide for you.<\/h3>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto align-self-lg-center align-self-md-center align-self-center style-1514-outer style-local-774-c8-outer\">\n            <div data-colibri-id=\"774-c8\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-0 style-1514 style-local-774-c8 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                <!---->\n                <div data-colibri-id=\"774-c9\" class=\"h-global-transition-all h-heading style-1515 style-local-774-c9 position-relative h-element\">\n                  <!---->\n                  <div class=\"h-heading__outer style-1515 style-local-774-c9\">\n                    <!---->\n                    <!---->\n                    <h5 class=\"\">The sooner the picture is reconstructed, the more options remain open.\n                      <br>Seizures, notices and credit reports start time limits running: acting in time leaves more choices.<\/h5>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n      <div data-colibri-id=\"774-c10\" class=\"h-row-container gutters-row-lg-3 gutters-row-md-3 gutters-row-0 gutters-row-v-lg-3 gutters-row-v-md-3 gutters-row-v-3 style-1390 style-local-774-c10 position-relative\">\n        <!---->\n        <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-3 gutters-col-md-3 gutters-col-0 gutters-col-v-lg-3 gutters-col-v-md-3 gutters-col-v-3\">\n          <!---->\n          <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-1391-outer style-local-774-c11-outer\">\n            <div data-colibri-id=\"774-c11\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-1391 style-local-774-c11 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                <!---->\n                <div data-colibri-id=\"774-c12\" class=\"h-global-transition-all h-heading style-1392 style-local-774-c12 position-relative h-element\">\n                  <!---->\n                  <div class=\"h-heading__outer style-1392 style-local-774-c12\">\n                    <!---->\n                    <!---->\n                    <h4 class=\"\">Those in financial crisis often move between uncertainty, urgency and confusion.\n                      <br>They receive reminders, come under pressure and defend themselves day by day.\n                      <br>The<strong><u>debtor interview<\/u><\/strong> is the moment when everything is put in order:\n                      <br>the real picture is reconstructed, and it becomes clear what is recoverable, what is blocked, and what can be saved or must be given up.\n                      <br>It is not an informal meeting: it is a technical and legal analysis conducted methodically, designed to build, step by step, the best strategy for dealing with the crisis.<\/h4>\n                  <\/div>\n                <\/div>\n                <div data-colibri-id=\"774-c13\" class=\"h-divider style-1393 style-local-774-c13 position-relative h-element\">\n                  <!----><span class=\"h-divider__line style-1393-line style-local-774-c13-line style-1393-line style-local-774-c13-line\"><\/span> <span class=\"h-svg-icon h-divider__icon style-1393-icon style-local-774-c13-icon\"><!--Icon by Font Awesome (https:\/\/fontawesome.com)-->\n    <svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"balance-scale\" viewbox=\"0 0 2304 1896.0833\">\n      <path d=\"M1728 448l-384 704h768zm-1280 0L64 1152h768zm821-192q-14 40-45.5 71.5T1152 373v1291h608q14 0 23 9t9 23v64q0 14-9 23t-23 9H416q-14 0-23-9t-9-23v-64q0-14 9-23t23-9h608V373q-40-14-71.5-45.5T907 256H416q-14 0-23-9t-9-23v-64q0-14 9-23t23-9h491q21-57 70-92.5T1088 0t111 35.5 70 92.5h491q14 0 23 9t9 23v64q0 14-9 23t-23 9h-491zm-181 16q33 0 56.5-23.5T1168 192t-23.5-56.5T1088 112t-56.5 23.5T1008 192t23.5 56.5T1088 272zm1088 880q0 73-46.5 131t-117.5 91-144.5 49.5T1728 1440t-139.5-16.5T1444 1374t-117.5-91-46.5-131q0-11 35-81t92-174.5T1514 701t102-184 56-100q18-33 56-33t56 33q4 7 56 100t102 184 107 195.5 92 174.5 35 81zm-1280 0q0 73-46.5 131T732 1374t-144.5 49.5T448 1440t-139.5-16.5T164 1374t-117.5-91T0 1152q0-11 35-81t92-174.5T234 701t102-184 56-100q18-33 56-33t56 33q4 7 56 100t102 184 107 195.5 92 174.5 35 81z\"><\/path>\n    <\/svg><\/span> <span class=\"h-divider__line style-1393-line style-local-774-c13-line style-1393-line style-local-774-c13-line\"><\/span><\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n  <div data-colibri-component=\"section\" data-colibri-id=\"774-c19\" id=\"about\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-1479 style-local-774-c19 position-relative\">\n    <!---->\n    <!---->\n    <div class=\"h-section-grid-container h-section-boxed-container\">\n      <div data-colibri-id=\"774-c24\" class=\"h-row-container gutters-row-lg-0 gutters-row-md-0 gutters-row-2 gutters-row-v-lg-0 gutters-row-v-md-0 gutters-row-v-0 style-1484 style-local-774-c24 position-relative\">\n        <!---->\n        <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-0 gutters-col-md-0 gutters-col-2 gutters-col-v-lg-0 gutters-col-v-md-0 gutters-col-v-0\">\n          <!---->\n          <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-1485-outer style-local-774-c25-outer\">\n            <div data-colibri-id=\"774-c25\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-0 h-px-md-0 h-px-2 v-inner-lg-0 v-inner-md-0 v-inner-2 style-1485 style-local-774-c25 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                <!---->\n                <div data-colibri-id=\"774-c26\" class=\"h-global-transition-all h-heading style-1486 style-local-774-c26 position-relative h-element\">\n                  <!---->\n                  <div class=\"h-heading__outer style-1486 style-local-774-c26\">\n                    <!---->\n                    <!---->\n                    <h5 class=\"\">A complete assessment, beyond the numbers.<\/h5>\n                  <\/div>\n                <\/div>\n                <div data-colibri-id=\"774-c27\" class=\"h-global-transition-all h-heading style-1487 style-local-774-c27 position-relative h-element\">\n                  <!---->\n                  <div class=\"h-heading__outer style-1487 style-local-774-c27\">\n                    <!---->\n                    <!---->\n                    <a href=\"https:\/\/www.studiobarnaba.it\/en\/intervista-form-2\/\" h-use-smooth-scroll=\"true\">\n                      <h3 class=\"\">What is analysed during the interview<\/h3>\n                    <\/a>\n                  <\/div>\n                <\/div>\n                <div data-colibri-id=\"774-c28\" class=\"h-lead h-text h-text-component style-1488 style-local-774-c28 position-relative h-element\">\n                  <!---->\n                  <!---->\n                  <div class=\"\">\n                    <p>The interview includes:<\/p>\n                  <\/div>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n      <div data-colibri-id=\"774-c20\" class=\"h-row-container gutters-row-lg-0 gutters-row-md-0 gutters-row-0 gutters-row-v-lg-0 gutters-row-v-md-0 gutters-row-v-0 style-1480 style-local-774-c20 h-overflow-hidden position-relative\">\n        <!---->\n        <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-end align-items-md-end align-items-end gutters-col-lg-0 gutters-col-md-0 gutters-col-0 gutters-col-v-lg-0 gutters-col-v-md-0 gutters-col-v-0\">\n          <!---->\n          <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto align-self-lg-end align-self-md-end align-self-end style-1481-outer style-local-774-c21-outer\">\n            <div data-colibri-id=\"774-c21\" class=\"d-flex h-flex-basis h-column__inner h-ui-empty-state-container h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-0 style-1481 style-local-774-c21 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100\">\n                <!---->\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto align-self-lg-end align-self-md-end align-self-end style-1482-outer style-local-774-c22-outer\">\n            <div data-colibri-id=\"774-c22\" class=\"d-flex h-flex-basis h-column__inner h-ui-empty-state-container h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-0 style-1482 style-local-774-c22 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100\">\n                <!---->\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto align-self-lg-end align-self-md-end align-self-end style-1483-outer style-local-774-c23-outer\">\n            <div data-colibri-id=\"774-c23\" class=\"d-flex h-flex-basis h-column__inner h-ui-empty-state-container h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-0 style-1483 style-local-774-c23 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100\">\n                <!---->\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n  <div data-colibri-component=\"section\" data-colibri-id=\"774-c29\" id=\"overlappable\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-1472 style-local-774-c29 position-relative\">\n    <!---->\n    <!---->\n    <div class=\"h-section-grid-container h-section-boxed-container\">\n      <!---->\n      <div data-colibri-id=\"774-c30\" class=\"h-row-container gutters-row-lg-0 gutters-row-md-0 gutters-row-2 gutters-row-v-lg-0 gutters-row-v-md-0 gutters-row-v-2 style-1473 style-local-774-c30 position-relative\">\n        <!---->\n        <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-0 gutters-col-md-0 gutters-col-2 gutters-col-v-lg-0 gutters-col-v-md-0 gutters-col-v-2\">\n          <!---->\n          <div class=\"h-column h-column-container d-flex h-col-lg-4 h-col-md-4 h-col-12 style-1474-outer style-local-774-c31-outer\">\n            <div data-colibri-id=\"774-c31\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-3 h-px-md-3 h-px-2 v-inner-lg-3 v-inner-md-3 v-inner-2 style-1474 style-local-774-c31 position-relative\">\n              <!---->\n              <!---->\n              <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n                <!---->\n                <div data-colibri-id=\"774-c32\" class=\"h-icon style-1475 style-local-774-c32 position-relative h-element\">\n                  <!----><span class=\"h-svg-icon h-icon__icon style-1475-icon style-local-774-c32-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"street-view\" viewbox=\"0 0 512 545.5\"><path d=\"M256 96c35.156 0 64 28.844 64 64 0 17.828-7.604 33.857-19.5 45.5 21.29 14.416 35.5 39.005 35.5 66.5v74l-9 4.5-23 11.5v70h-96v-70l-23-11.5-9-4.5v-74c0-27.495 14.21-52.084 35.5-66.5-11.896-11.643-19.5-27.672-19.5-45.5 0-35.156 28.844-64 64-64zm0 32c-17.862 0-32 14.138-32 32s14.138 32 32 32 32-14.138 32-32-14.138-32-32-32zm0 96c-26.695 0-48 21.305-48 48v54l23 11.5 9 4.5v58h32v-58l9-4.5 23-11.5v-54c0-26.695-21.305-48-48-48zM144 334v33.5c-30.416 9.808-48 22.5-48 32.5 0 19.104 63.808 48 160 48s160-28.896 160-48c0-10-17.584-22.692-48-32.5V334c46.688 13.088 80 35.216 80 66 0 52.528-96.592 80-192 80S64 452.528 64 400c0-30.784 33.312-52.912 80-66z\"><\/path><\/svg><\/span><\/div>\n                <div\n                  data-colibri-id=\"774-c33\" class=\"h-global-transition-all h-heading style-1476 style-local-774-c33 position-relative h-element\">\n                  <!---->\n                  <div class=\"h-heading__outer style-1476 style-local-774-c33\">\n                    <!---->\n                    <!---->\n                    <h5 class=\"\">Reconstruction of the personal\/family\/corporate position<\/h5>\n                  <\/div>\n              <\/div>\n              <div data-colibri-id=\"774-c34\" class=\"h-text h-text-component style-1477 style-local-774-c34 position-relative h-element\">\n                <!---->\n                <!---->\n                <div class=\"\">\n                  <p>Age, employment status, dependants, business regime, fixed costs, recent significant events.<\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n        <div class=\"h-column h-column-container d-flex h-col-lg-4 h-col-md-4 h-col-12 style-1474-outer style-local-774-c35-outer\">\n          <div data-colibri-id=\"774-c35\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-3 h-px-md-3 h-px-2 v-inner-lg-3 v-inner-md-3 v-inner-2 style-1474 style-local-774-c35 position-relative\">\n            <!---->\n            <!---->\n            <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n              <!---->\n              <div data-colibri-id=\"774-c36\" class=\"h-icon style-1475 style-local-774-c36 position-relative h-element\">\n                <!----><span class=\"h-svg-icon h-icon__icon style-1475-icon style-local-774-c36-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"binoculars\" viewbox=\"0 0 512 545.5\"><path d=\"M176 112c29.713 0 53.785 20.558 61 48h38c7.215-27.442 31.287-48 61-48 31.48 0 56.644 23.064 62 53 30.428 7.807 56.326 27.65 68 56v.5l.5.5L503 324c5.795 13.502 9 28.423 9 44 0 61.666-50.334 112-112 112-55.546 0-101.847-40.826-110.5-94-8.688 8.553-20.476 14-33.5 14s-24.813-5.447-33.5-14c-8.653 53.174-54.954 94-110.5 94C50.334 480 0 429.666 0 368c0-17.54 4.253-34.19 11.5-49l34-95.5h.5c11.496-31.205 37.775-50.882 68-58.5 5.356-29.936 30.52-53 62-53zm0 32c-19.043 0-32 12.957-32 32v14.5l-14.5 1.5c-24.565 2.586-44.21 17.225-53.5 42v.5L64 267c14.557-6.945 30.852-11 48-11 46.792 0 86.797 29.08 103.5 70 8.577-13.29 23.658-22 40.5-22s31.923 8.71 40.5 22c16.703-40.92 56.708-70 103.5-70 17.38 0 33.794 4.377 48.5 11.5l-12-34c-.14-.34-.354-.662-.5-1-9.246-21.422-29.724-37.997-53.5-40.5l-14.5-1.5V176c0-19.043-12.957-32-32-32s-32 12.957-32 32v16h-96v-16c0-19.043-12.957-32-32-32zm-64 144c-32.328 0-59.852 19.073-72.5 46.5-.28.606-.235 1.387-.5 2-4.2 9.743-7 20.17-7 31.5 0 44.372 35.628 80 80 80s80-35.628 80-80-35.628-80-80-80zm288 0c-44.372 0-80 35.628-80 80s35.628 80 80 80 80-35.628 80-80-35.628-80-80-80zm-144 48c-9.026 0-16 6.974-16 16s6.974 16 16 16 16-6.974 16-16-6.974-16-16-16z\"><\/path><\/svg><\/span><\/div>\n              <div\n                data-colibri-id=\"774-c37\" class=\"h-global-transition-all h-heading style-1476 style-local-774-c37 position-relative h-element\">\n                <!---->\n                <div class=\"h-heading__outer style-1476 style-local-774-c37\">\n                  <!---->\n                  <!---->\n                  <h5 class=\"\">Analysis of assets and liabilities<\/h5>\n                <\/div>\n            <\/div>\n            <div data-colibri-id=\"774-c38\" class=\"h-text h-text-component style-1477 style-local-774-c38 position-relative h-element\">\n              <!---->\n              <!---->\n              <div class=\"\">\n                <p>Income, cash, movable and immovable property,\n                  <br>and financial, tax and operating debts.<\/p>\n              <\/div>\n            <\/div>\n            <div data-colibri-id=\"774-c39\" class=\"h-text h-text-component style-2623 style-local-774-c39 position-relative h-element\">\n              <!---->\n              <!---->\n              <div class=\"\">\n                <p><strong>We identify what is held in your name, what is at stake and, therefore, what deserves to be protected.<\/strong><\/p>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n      <div class=\"h-column h-column-container d-flex h-col-lg-4 h-col-md-4 h-col-12 style-1474-outer style-local-774-c40-outer\">\n        <div data-colibri-id=\"774-c40\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-3 h-px-md-3 h-px-2 v-inner-lg-3 v-inner-md-3 v-inner-2 style-1474 style-local-774-c40 position-relative\">\n          <!---->\n          <!---->\n          <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n            <!---->\n            <div data-colibri-id=\"774-c41\" class=\"h-icon style-1475 style-local-774-c41 position-relative h-element\">\n              <!----><span class=\"h-svg-icon h-icon__icon style-1475-icon style-local-774-c41-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"exclamation-triangle\" viewbox=\"0 0 512 545.5\"><path d=\"M256 83.5l14 24L462 440l13.5 24h-439L50 440l192-332.5zm0 64L92 432h328zM240 256h32v96h-32v-96zm0 112h32v32h-32v-32z\"><\/path><\/svg><\/span><\/div>\n            <div\n              data-colibri-id=\"774-c42\" class=\"h-global-transition-all h-heading style-1476 style-local-774-c42 position-relative h-element\">\n              <!---->\n              <div class=\"h-heading__outer style-1476 style-local-774-c42\">\n                <!---->\n                <!---->\n                <h5 class=\"\">Identifying the causes of the crisis<\/h5>\n              <\/div>\n          <\/div>\n          <div data-colibri-id=\"774-c43\" class=\"h-text h-text-component style-1477 style-local-774-c43 position-relative h-element\">\n            <!---->\n            <!---->\n            <div class=\"\">\n              <p>Fall in income, traumatic events, business difficulties, guarantees given, disorganised accounts.<\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n    <div class=\"h-column h-column-container d-flex h-col-lg-4 h-col-md-4 h-col-12 style-1478-outer style-local-774-c44-outer\">\n      <div data-colibri-id=\"774-c44\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-3 h-px-md-3 h-px-2 v-inner-lg-3 v-inner-md-3 v-inner-2 style-1478 style-local-774-c44 position-relative\">\n        <!---->\n        <!---->\n        <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n          <!---->\n          <div data-colibri-id=\"774-c45\" class=\"h-icon style-1475 style-local-774-c45 position-relative h-element\">\n            <!----><span class=\"h-svg-icon h-icon__icon style-1475-icon style-local-774-c45-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"toggle-on\" viewbox=\"0 0 512 545.5\"><path d=\"M144 144h224c79.34 0 144 64.66 144 144s-64.66 144-144 144H144C64.608 432 0 367.408 0 288s64.608-144 144-144zm224 32c-62.045 0-112 49.955-112 112s49.955 112 112 112 112-49.955 112-112-49.955-112-112-112z\"><\/path><\/svg><\/span><\/div>\n          <div\n            data-colibri-id=\"774-c46\" class=\"h-global-transition-all h-heading style-1476 style-local-774-c46 position-relative h-element\">\n            <!---->\n            <div class=\"h-heading__outer style-1476 style-local-774-c46\">\n              <!---->\n              <!---->\n              <h5 class=\"\">Checking the personal and objective requirements<\/h5>\n            <\/div>\n        <\/div>\n        <div data-colibri-id=\"774-c47\" class=\"h-text h-text-component style-1477 style-local-774-c47 position-relative h-element\">\n          <!---->\n          <!---->\n          <div class=\"\">\n            <p>Eligibility for the procedures provided by the Business Crisis and Insolvency Code.<\/p>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n  <div class=\"h-column h-column-container d-flex h-col-lg-4 h-col-md-4 h-col-12 style-1492-outer style-local-774-c48-outer\">\n    <div data-colibri-id=\"774-c48\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-3 h-px-md-3 h-px-3 v-inner-lg-3 v-inner-md-3 v-inner-3 style-1492 style-local-774-c48 position-relative\">\n      <!---->\n      <!---->\n      <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n        <!---->\n        <div data-colibri-id=\"774-c49\" class=\"h-icon style-1494 style-local-774-c49 position-relative h-element\">\n          <!----><span class=\"h-svg-icon h-icon__icon style-1494-icon style-local-774-c49-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"check-circle\" viewbox=\"0 0 512 545.5\"><path d=\"M256 80c56 0 107.2 22.2 144 59l-22.5 22.5C347.1 131.1 304 112 256 112c-97.6 0-176 78.4-176 176s78.4 176 176 176 176-78.4 176-176c0-14.4-1.8-27.2-5-40l26-25.5c8 20.8 11 43.1 11 65.5 0 115.2-92.8 208-208 208S48 403.2 48 288 140.8 80 256 80zm180.5 68.5l23 23-192 192-11.5 11-11.5-11-80-80 23-23L256 329z\"><\/path><\/svg><\/span><\/div>\n        <div\n          data-colibri-id=\"774-c50\" class=\"h-global-transition-all h-heading style-1495 style-local-774-c50 position-relative h-element\">\n          <!---->\n          <div class=\"h-heading__outer style-1495 style-local-774-c50\">\n            <!---->\n            <!---->\n            <h5 class=\"\">Assessment of admissibility, viability and practicability<\/h5>\n          <\/div>\n      <\/div>\n      <div data-colibri-id=\"774-c51\" class=\"h-text h-text-component style-1498 style-local-774-c51 position-relative h-element\">\n        <!---->\n        <!---->\n        <div class=\"\">\n          <p>Whether there is a reasonable scenario and a real prospect leading to discharge of debts.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<div class=\"h-column h-column-container d-flex h-col-lg-4 h-col-md-4 h-col-12 style-1491-outer style-local-774-c52-outer\">\n  <div data-colibri-id=\"774-c52\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-1491 style-local-774-c52 position-relative\">\n    <!---->\n    <!---->\n    <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n      <!---->\n      <div data-colibri-id=\"774-c53\" class=\"h-icon style-1500 style-local-774-c53 position-relative h-element\">\n        <!----><span class=\"h-svg-icon h-icon__icon style-1500-icon style-local-774-c53-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"puzzle-piece\" viewbox=\"0 0 512 545.5\"><path d=\"M272 80c35.356 0 64 28.644 64 64h96v112h-32c-19.043 0-32 12.957-32 32s12.957 32 32 32h32v112h-96c0 35.356-28.644 64-64 64s-64-28.644-64-64h-96v-80c-35.356 0-64-28.644-64-64s28.644-64 64-64v-80h96c0-35.356 28.644-64 64-64zm0 32c-19.043 0-32 12.957-32 32v32h-96v80h-32c-19.043 0-32 12.957-32 32s12.957 32 32 32h32v80h96v32c0 19.043 12.957 32 32 32s32-12.957 32-32v-32h96v-48c-35.356 0-64-28.644-64-64s28.644-64 64-64v-48h-96v-32c0-19.043-12.957-32-32-32z\"><\/path><\/svg><\/span><\/div>\n      <div\n        data-colibri-id=\"774-c54\" class=\"h-global-transition-all h-heading style-1501 style-local-774-c54 position-relative h-element\">\n        <!---->\n        <div class=\"h-heading__outer style-1501 style-local-774-c54\">\n          <!---->\n          <!---->\n          <h5 class=\"\">Identifying the strategy and preparing the path<\/h5>\n        <\/div>\n    <\/div>\n    <div data-colibri-id=\"774-c55\" class=\"h-text h-text-component style-1502 style-local-774-c55 position-relative h-element\">\n      <!---->\n      <!---->\n      <div class=\"\">\n        <p>Out-of-court solution? Repayment plan? Composition with creditors? Restructuring? Liquidation? Discharge? Individual challenge? Urgent measures?<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div data-colibri-id=\"774-c56\" class=\"h-row-container gutters-row-lg-2 gutters-row-md-2 gutters-row-0 gutters-row-v-lg-2 gutters-row-v-md-2 gutters-row-v-2 style-2529 style-local-774-c56 position-relative\">\n  <!---->\n  <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-2 gutters-col-md-2 gutters-col-0 gutters-col-v-lg-2 gutters-col-v-md-2 gutters-col-v-2\">\n    <!---->\n    <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-2530-outer style-local-774-c57-outer\">\n      <div data-colibri-id=\"774-c57\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-2530 style-local-774-c57 position-relative\">\n        <!---->\n        <!---->\n        <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n          <!---->\n          <div data-colibri-id=\"774-c58\" class=\"h-x-container style-1489 style-local-774-c58 position-relative h-element\">\n            <!---->\n            <div class=\"h-x-container-inner style-dynamic-774-c58-group style-1489-spacing style-local-774-c58-spacing\"><span class=\"h-button__outer style-1490-outer style-local-774-c59-outer d-inline-flex h-element\"><a h-use-smooth-scroll=\"true\" href=\"https:\/\/www.studiobarnaba.it\/en\/intervista-form-2\/\"  data-colibri-id=\"774-c59\" class=\"d-flex w-100 align-items-center h-button justify-content-lg-center justify-content-md-center justify-content-center style-1490 style-local-774-c59 position-relative\"><!----><!----> <span>Book your Debtor Interview<\/span><\/a>\n              <\/span>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<div data-colibri-id=\"774-c60\" class=\"h-row-container gutters-row-lg-3 gutters-row-md-3 gutters-row-0 gutters-row-v-lg-3 gutters-row-v-md-3 gutters-row-v-3 style-1503 style-local-774-c60 position-relative\">\n  <!---->\n  <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-3 gutters-col-md-3 gutters-col-0 gutters-col-v-lg-3 gutters-col-v-md-3 gutters-col-v-3\">\n    <!---->\n    <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-1504-outer style-local-774-c61-outer\">\n      <div data-colibri-id=\"774-c61\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-1504 style-local-774-c61 position-relative\">\n        <!---->\n        <!---->\n        <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-center align-self-md-center align-self-center\">\n          <!---->\n          <div data-colibri-id=\"774-c62\" class=\"h-global-transition-all h-heading style-1505 style-local-774-c62 position-relative h-element\">\n            <!---->\n            <div class=\"h-heading__outer style-1505 style-local-774-c62\">\n              <!---->\n              <!---->\n              <h4 class=\"\">Who the debtor interview is for:<\/h4>\n            <\/div>\n          <\/div>\n          <div data-colibri-id=\"774-c63\" class=\"icon-list d-flex justify-content-lg-center justify-content-md-center justify-content-center style-1506 style-local-774-c63 position-relative h-element\">\n            <!---->\n            <ul class=\"ul-list-icon horizontal-on-desktop horizontal-on-tablet horizontal-on-mobile justify-content-lg-center justify-content-md-center justify-content-center\">\n              <!---->\n              <li class=\"list-item no-gutters\">\n                <!---->\n                <div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center first-el-spacer\"><\/div> <span class=\"item-link no-gutters\"><div class=\"d-flex h-col no-gutters align-items-lg-center align-items-md-center align-items-center list-item-text-wrapper\"><div class=\"d-flex\"><span  class=\"h-svg-icon style-1506-icon style-local-774-c63-icon\"><!--Icon by Font Awesome (https:\/\/fontawesome.com)-->\n    <svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"circle\" viewbox=\"0 0 1536 1896.0833\">\n      <path d=\"M1536 896q0 209-103 385.5T1153.5 1561 768 1664t-385.5-103T103 1281.5 0 896t103-385.5T382.5 231 768 128t385.5 103T1433 510.5 1536 896z\"><\/path>\n    <\/svg><\/span><\/div> <span class=\"list-text d-block\"><span>Over-indebted individuals\/businesses<\/span><\/span>\n        <\/div>\n        <\/span>\n        <div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center\">\n          <div class=\"list-divider\"><\/div>\n        <\/div>\n        <\/li>\n        <li class=\"list-item no-gutters\">\n          <!---->\n          <!----><span class=\"item-link no-gutters\"><div class=\"d-flex h-col no-gutters align-items-lg-center align-items-md-center align-items-center list-item-text-wrapper\"><div class=\"d-flex\"><span  class=\"h-svg-icon style-1506-icon style-local-774-c63-icon\"><!--Icon by Font Awesome (https:\/\/fontawesome.com)-->\n    <svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"circle\" viewbox=\"0 0 1536 1896.0833\">\n      <path d=\"M1536 896q0 209-103 385.5T1153.5 1561 768 1664t-385.5-103T103 1281.5 0 896t103-385.5T382.5 231 768 128t385.5 103T1433 510.5 1536 896z\"><\/path>\n    <\/svg><\/span><\/div> <span class=\"list-text d-block\"><span>Consumers\/families with many different instalments<\/span><\/span>\n    <\/div>\n    <\/span>\n    <div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center\">\n      <div class=\"list-divider\"><\/div>\n    <\/div>\n    <\/li>\n    <li class=\"list-item no-gutters\">\n      <!---->\n      <!----><span class=\"item-link no-gutters\"><div class=\"d-flex h-col no-gutters align-items-lg-center align-items-md-center align-items-center list-item-text-wrapper\"><div class=\"d-flex\"><span  class=\"h-svg-icon style-1506-icon style-local-774-c63-icon\"><!--Icon by Font Awesome (https:\/\/fontawesome.com)-->\n    <svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"circle\" viewbox=\"0 0 1536 1896.0833\">\n      <path d=\"M1536 896q0 209-103 385.5T1153.5 1561 768 1664t-385.5-103T103 1281.5 0 896t103-385.5T382.5 231 768 128t385.5 103T1433 510.5 1536 896z\"><\/path>\n    <\/svg><\/span><\/div> <span class=\"list-text d-block\"><span>Small and large entrepreneurs in difficulty<\/span><\/span>\n<\/div>\n<\/span>\n<div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center\">\n  <div class=\"list-divider\"><\/div>\n<\/div>\n<\/li>\n<li class=\"list-item no-gutters\">\n  <!---->\n  <!----><span class=\"item-link no-gutters\"><div class=\"d-flex h-col no-gutters align-items-lg-center align-items-md-center align-items-center list-item-text-wrapper\"><div class=\"d-flex\"><span  class=\"h-svg-icon style-1506-icon style-local-774-c63-icon\"><!--Icon by Font Awesome (https:\/\/fontawesome.com)-->\n    <svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"circle\" viewbox=\"0 0 1536 1896.0833\">\n      <path d=\"M1536 896q0 209-103 385.5T1153.5 1561 768 1664t-385.5-103T103 1281.5 0 896t103-385.5T382.5 231 768 128t385.5 103T1433 510.5 1536 896z\"><\/path>\n    <\/svg><\/span><\/div> <span class=\"list-text d-block\"><span>Former shareholders or owners of businesses that have closed<\/span><\/span>\n  <\/div>\n  <\/span>\n  <div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center\">\n    <div class=\"list-divider\"><\/div>\n  <\/div>\n<\/li>\n<li class=\"list-item no-gutters\">\n  <!---->\n  <!----><span class=\"item-link no-gutters\"><div class=\"d-flex h-col no-gutters align-items-lg-center align-items-md-center align-items-center list-item-text-wrapper\"><div class=\"d-flex\"><span  class=\"h-svg-icon style-1506-icon style-local-774-c63-icon\"><!--Icon by Font Awesome (https:\/\/fontawesome.com)-->\n    <svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"circle\" viewbox=\"0 0 1536 1896.0833\">\n      <path d=\"M1536 896q0 209-103 385.5T1153.5 1561 768 1664t-385.5-103T103 1281.5 0 896t103-385.5T382.5 231 768 128t385.5 103T1433 510.5 1536 896z\"><\/path>\n    <\/svg><\/span><\/div> <span class=\"list-text d-block\"><span>Guarantors involved in debt exposures<\/span><\/span>\n  <\/div>\n  <\/span>\n  <div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center\">\n    <div class=\"list-divider\"><\/div>\n  <\/div>\n<\/li>\n<li class=\"list-item no-gutters\">\n  <!---->\n  <!----><span class=\"item-link no-gutters\"><div class=\"d-flex h-col no-gutters align-items-lg-center align-items-md-center align-items-center list-item-text-wrapper\"><div class=\"d-flex\"><span  class=\"h-svg-icon style-1506-icon style-local-774-c63-icon\"><!--Icon by Font Awesome (https:\/\/fontawesome.com)-->\n    <svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"circle\" viewbox=\"0 0 1536 1896.0833\">\n      <path d=\"M1536 896q0 209-103 385.5T1153.5 1561 768 1664t-385.5-103T103 1281.5 0 896t103-385.5T382.5 231 768 128t385.5 103T1433 510.5 1536 896z\"><\/path>\n    <\/svg><\/span><\/div> <span class=\"list-text d-block\"><span>SMEs and established businesses<\/span><\/span>\n  <\/div>\n  <\/span>\n  <div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center\" style=\"display: none;\">\n    <div class=\"list-divider\"><\/div>\n  <\/div>\n  <div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center last-el-spacer\"><\/div>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div data-colibri-component=\"section\" data-colibri-id=\"774-c64\" id=\"about-2\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-1507 style-local-774-c64 position-relative\">\n  <!---->\n  <!---->\n  <div class=\"h-section-grid-container h-section-boxed-container\">\n    <!---->\n    <div data-colibri-id=\"774-c65\" class=\"h-row-container gutters-row-lg-1 gutters-row-md-1 gutters-row-0 gutters-row-v-lg-1 gutters-row-v-md-1 gutters-row-v-1 style-1508 style-local-774-c65 position-relative\">\n      <!---->\n      <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-1 gutters-col-md-1 gutters-col-0 gutters-col-v-lg-1 gutters-col-v-md-1 gutters-col-v-1\">\n        <!---->\n        <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-1509-outer style-local-774-c66-outer\">\n          <div data-colibri-id=\"774-c66\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-0 h-px-md-0 h-px-0 v-inner-lg-0 v-inner-md-0 v-inner-0 style-1509 style-local-774-c66 position-relative\">\n            <!---->\n            <!---->\n            <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n              <!---->\n              <div data-colibri-id=\"774-c67\" class=\"h-global-transition-all h-heading style-1510 style-local-774-c67 position-relative h-element\">\n                <!---->\n                <div class=\"h-heading__outer style-1510 style-local-774-c67\">\n                  <!---->\n                  <!---->\n                  <h5 class=\"\">A clear picture. A direction.<\/h5>\n                <\/div>\n              <\/div>\n              <div data-colibri-id=\"774-c68\" class=\"h-global-transition-all h-heading style-1511 style-local-774-c68 position-relative h-element\">\n                <!---->\n                <div class=\"h-heading__outer style-1511 style-local-774-c68\">\n                  <!---->\n                  <!---->\n                  <a href=\"https:\/\/www.studiobarnaba.it\/en\/intervista-form-2\/\" h-use-smooth-scroll=\"true\">\n                    <h3 class=\"\">What you get at the end of the<strong><u>Interview<\/u><\/strong><\/h3>\n                  <\/a>\n                <\/div>\n              <\/div>\n              <div data-colibri-id=\"774-c69\" class=\"h-lead h-text h-text-component style-1512 style-local-774-c69 position-relative h-element\">\n                <!---->\n                <!---->\n                <div class=\"\">\n                  <p>At the end of the interview, a preliminary assessment is provided of:<\/p>\n                  <ul>\n                    <li>the <strong>legal eligibility<\/strong> for any procedures;<\/li>\n                    <li>the <strong>feasibility and sustainability<\/strong> of the proposal;<\/li>\n                    <li>the <strong>practical consequences and possible obstacles<\/strong>;<\/li>\n                    <li>the action to be taken immediately.<\/li>\n                  <\/ul>\n                  <p>From this point on, you are no longer navigating blind.\n                    <br> The client has a plan. And a direction.<\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n        <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-1513-outer style-local-774-c70-outer\">\n          <div data-colibri-id=\"774-c70\" class=\"d-flex h-flex-basis h-column__inner h-ui-empty-state-container h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-1513 style-local-774-c70 position-relative\">\n            <!---->\n            <!---->\n            <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100\">\n              <!---->\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<div data-colibri-component=\"section\" data-colibri-id=\"774-c71\" id=\"form-intervista-al-debitore\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-1525 style-local-774-c71 position-relative\">\n  <!---->\n  <!---->\n  <div class=\"h-section-grid-container h-section-boxed-container\">\n    <!---->\n    <div data-colibri-id=\"774-c72\" class=\"h-row-container gutters-row-lg-3 gutters-row-md-3 gutters-row-0 gutters-row-v-lg-3 gutters-row-v-md-3 gutters-row-v-3 style-1533 style-local-774-c72 position-relative\">\n      <!---->\n      <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-3 gutters-col-md-3 gutters-col-0 gutters-col-v-lg-3 gutters-col-v-md-3 gutters-col-v-3\">\n        <!---->\n        <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-1534-outer style-local-774-c73-outer\">\n          <div data-colibri-id=\"774-c73\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-3 h-px-md-3 h-px-3 v-inner-lg-3 v-inner-md-3 v-inner-3 style-1534 style-local-774-c73 position-relative\">\n            <!---->\n            <!---->\n            <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n              <!---->\n              <div data-colibri-id=\"774-c74\" class=\"h-global-transition-all h-heading style-1524 style-local-774-c74 position-relative h-element\">\n                <!---->\n                <div class=\"h-heading__outer style-1524 style-local-774-c74\">\n                  <!---->\n                  <!---->\n                  <a href=\"https:\/\/www.studiobarnaba.it\/en\/intervista-form-2\/\" h-use-smooth-scroll=\"true\">\n                    <h3 class=\"\">Book your <strong><u>Debtor Interview<\/u><\/strong><\/h3>\n                  <\/a>\n                <\/div>\n              <\/div>\n              <div data-colibri-id=\"774-c75\" class=\"style-3225 style-local-774-c75 position-relative h-element\">\n                <!---->\n              <\/div>\n              <div data-colibri-id=\"774-c76\" class=\"h-x-container style-3221 style-local-774-c76 position-relative h-element\">\n                <!---->\n                <div class=\"h-x-container-inner style-dynamic-774-c76-group style-3221-spacing style-local-774-c76-spacing\"><span class=\"h-button__outer style-3222-outer style-local-774-c77-outer d-inline-flex h-element\"><a h-use-smooth-scroll=\"true\" href=\"https:\/\/www.studiobarnaba.it\/en\/intervista-form-2\/\"  data-colibri-id=\"774-c77\" class=\"d-flex w-100 align-items-center h-button justify-content-lg-center justify-content-md-center justify-content-center style-3222 style-local-774-c77 position-relative\"><!----><!----> <span>Click Here to continue<\/span><\/a>\n                  <\/span>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<div data-colibri-component=\"section\" data-colibri-id=\"774-c82\" id=\"custom\" class=\"h-section h-section-global-spacing d-flex align-items-lg-center align-items-md-center align-items-center style-1451 style-local-774-c82 position-relative\">\n  <!---->\n  <!---->\n  <div class=\"h-section-grid-container h-section-fluid-container\">\n    <!---->\n    <div data-colibri-id=\"774-c83\" class=\"h-row-container gutters-row-lg-0 gutters-row-md-0 gutters-row-0 gutters-row-v-lg-0 gutters-row-v-md-0 gutters-row-v-0 style-1452 style-local-774-c83 position-relative\">\n      <!---->\n      <div class=\"h-row justify-content-lg-center justify-content-md-center justify-content-center align-items-lg-stretch align-items-md-stretch align-items-stretch gutters-col-lg-0 gutters-col-md-0 gutters-col-0 gutters-col-v-lg-0 gutters-col-v-md-0 gutters-col-v-0\">\n        <!---->\n        <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-1453-outer style-local-774-c84-outer\">\n          <div data-colibri-id=\"774-c84\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-1453 style-local-774-c84 position-relative\">\n            <!---->\n            <!---->\n            <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n              <!---->\n              <div data-colibri-id=\"774-c85\" class=\"icon-list d-flex justify-content-lg-center justify-content-md-center justify-content-center style-1454 style-local-774-c85 position-relative h-element\">\n                <!---->\n                <ul class=\"ul-list-icon vertical-on-desktop vertical-on-tablet vertical-on-mobile justify-content-lg-center justify-content-md-center justify-content-center\">\n                  <!---->\n                  <li class=\"list-item no-gutters\">\n                    <!---->\n                    <div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center first-el-spacer\"><\/div>\n                    <a href=\"https:\/\/www.studiobarnaba.it\/en\/metodo\/\" h-use-smooth-scroll=\"true\" class=\"item-link no-gutters\">\n                      <div class=\"d-flex h-col no-gutters align-items-lg-center align-items-md-center align-items-center list-item-text-wrapper\">\n                        <div class=\"d-flex\"><span class=\"h-svg-icon style-1454-icon style-local-774-c85-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"angle-double-right\" viewbox=\"0 0 512 545.5\"><path d=\"M145.5 108.5l168 168L325 288l-11.5 11.5-168 168-22.5-23L279.5 288 123 131.5zm112 0l168 168L437 288l-11.5 11.5-168 168-22.5-23L391.5 288 235 131.5z\"><\/path><\/svg><\/span><\/div>\n                        <span class=\"list-text d-block\"><span>Discover the METHOD<\/span><\/span>\n                      <\/div>\n                    <\/a>\n                    <div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center\" style=\"display: none;\">\n                      <!---->\n                    <\/div>\n                    <div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center last-el-spacer\"><\/div>\n                  <\/li>\n                <\/ul>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n        <div class=\"h-column h-column-container d-flex h-col-lg-auto h-col-md-auto h-col-auto style-1455-outer style-local-774-c86-outer\">\n          <div data-colibri-id=\"774-c86\" class=\"d-flex h-flex-basis h-column__inner h-px-lg-2 h-px-md-2 h-px-2 v-inner-lg-2 v-inner-md-2 v-inner-2 style-1455 style-local-774-c86 position-relative\">\n            <!---->\n            <!---->\n            <div class=\"w-100 h-y-container h-column__content h-column__v-align flex-basis-100 align-self-lg-start align-self-md-start align-self-start\">\n              <!---->\n              <div data-colibri-id=\"774-c87\" class=\"icon-list d-flex justify-content-lg-center justify-content-md-center justify-content-center style-1456 style-local-774-c87 position-relative h-element\">\n                <!---->\n                <ul class=\"ul-list-icon vertical-on-desktop vertical-on-tablet vertical-on-mobile justify-content-lg-center justify-content-md-center justify-content-center\">\n                  <!---->\n                  <li class=\"list-item no-gutters\">\n                    <!---->\n                    <div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center first-el-spacer\"><\/div>\n                    <a href=\"https:\/\/www.studiobarnaba.it\/en\/consulenza-legale-online\/\" h-use-smooth-scroll=\"true\" class=\"item-link no-gutters\">\n                      <div class=\"d-flex h-col no-gutters align-items-lg-center align-items-md-center align-items-center list-item-text-wrapper\">\n                        <div class=\"d-flex\"><span class=\"h-svg-icon style-1456-icon style-local-774-c87-icon\"><!--Icon by Icons8 Line Awesome (https:\/\/icons8.com\/line-awesome)--><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"angle-double-right\" viewbox=\"0 0 512 545.5\"><path d=\"M145.5 108.5l168 168L325 288l-11.5 11.5-168 168-22.5-23L279.5 288 123 131.5zm112 0l168 168L437 288l-11.5 11.5-168 168-22.5-23L391.5 288 235 131.5z\"><\/path><\/svg><\/span><\/div>\n                        <span class=\"list-text d-block\"><span>Book a CONSULTATION<\/span><\/span>\n                      <\/div>\n                    <\/a>\n                    <div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center\" style=\"display: none;\">\n                      <!---->\n                    <\/div>\n                    <div class=\"list-container-divider d-flex justify-content-lg-center justify-content-md-center justify-content-center last-el-spacer\"><\/div>\n                  <\/li>\n                <\/ul>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Il primo passo per uscire dalla crisi finanziaria. INTERVISTA AL DEBITORE Un\u2019analisi strutturata [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/full-width-page.php","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"class_list":["post-774","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"A structured technical analysis to establish whether a debt crisis can be resolved and which procedure under the Italian Crisis Code fits the case.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"google-site-verification\" content=\"6WVxFYwGUPhHUxWYLjfTVOQ_Q8ixDRQGqAT3H0wuBUk\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.studiobarnaba.it\/en\/intervista-form\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.3\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_GB\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Studio Legale Barnab\u00e0 | Il diritto come strumento, non come ostacolo.\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Debtor Interview | Studio Legale Barnab\u00e0\" \/>\n\t\t<meta property=\"og:description\" content=\"A structured technical analysis to establish whether a debt crisis can be resolved and which procedure under the Italian Crisis Code fits the case.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.studiobarnaba.it\/en\/intervista-form\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/www.studiobarnaba.it\/wp-content\/uploads\/2025\/07\/Studio_Legale_Barnaba.png\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/www.studiobarnaba.it\/wp-content\/uploads\/2025\/07\/Studio_Legale_Barnaba.png\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2025-08-04T22:51:31+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-10-17T18:40:51+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Debtor Interview | Studio Legale Barnab\u00e0\" \/>\n\t\t<meta name=\"twitter:description\" content=\"A structured technical analysis to establish whether a debt crisis can be resolved and which procedure under the Italian Crisis Code fits the case.\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/www.studiobarnaba.it\/wp-content\/uploads\/2025\/07\/Studio_Legale_Barnaba.png\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.studiobarnaba.it\\\/en\\\/intervista-form\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.studiobarnaba.it\\\/en\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.studiobarnaba.it\\\/en\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.studiobarnaba.it\\\/en\\\/intervista-form\\\/#listItem\",\"name\":\"Intervista al Debitore\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.studiobarnaba.it\\\/en\\\/intervista-form\\\/#listItem\",\"position\":2,\"name\":\"Intervista al Debitore\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.studiobarnaba.it\\\/en\\\/#listItem\",\"name\":\"Home\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.studiobarnaba.it\\\/en\\\/#organization\",\"name\":\"Studio Legale Barnab\\u00e0\",\"description\":\"Lo Studio Legale Barnab\\u00e0 fornisce assistenza e consulenza legale in ambito civile, bancario, tributario, esecutivo e nella gestione della crisi d\\u2019impresa. 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